Charter Financial is a Houston based company that has been purchasing privately held Mortgage Notes, Deeds of Trust and Contract’s for Deed since 1997. We pride ourselves in offering you excellent pricing, outstanding service and a fast closing. We have streamlined the process of selling a privately held mortgage note. For a Free No Obligation Offer or to begin the process of selling your note just follow our 3 Easy Steps outlined below.

Sell Your Note Using Our 3 Easy Steps


Obtain / Accept Offer

Click Here to Receive an Offer


Send us Documents

We provide you with a list


Receive Your Funds

Close at a local title company of your choice

The Process of Selling Your Note to Charter Financial

We do our best to make sure the process is as easy and stress free for you as possible. We start out by making an offer for your note. If you accept our offer then we will have you sign a purchase agreement and also ask you to send us copies of the documents that relate to your note, such as a copy of the note, pay history, closing statement, etc. These are items you most likely have in your possession, if not then we can assist you in obtaining them. Once we receive the documents then we begin our due diligence which primarily consists of ordering a drive-by appraisal and also conducting a title search.

We use a title company or attorney of your choice and when we are ready to fund your transaction you simply go to the title company or your attorney’s office and sign our paperwork and receive your money. We pay all closing cost. Nothing will change for the buyer, except they will now be paying us each month instead of you.

Notes we Purchase

  • Single Family Residence
  • Duplexes/Tri-Plexes
  • Condo’s
  • Mobile Homes with Land
  • Commercial Properties
  • Vacant Land

Purchase Options

Full Purchase and Partial Purchase Options are available. We offer you the choice of selling your entire note or you may sell us a predetermined amount of future payments. We call this our Partial Purchase option and this works great for individuals who only need some money now and who would like the note to come back to them in the future. We would be happy to provide you with details on how this program works.

Sell Your Note to Houston’s #1 Note Buyer

Start the easy steps to selling your note by completing our Online Submission Form or by calling us at 800 558-1603

Request a Confidential Offer